Wallet & Top-ups
- How the prepaid credit wallet works
- How to buy credits with BRL or crypto
- How credits are applied to your usage, and what happens when the wallet runs low
AutoTalk bills you from a prepaid credit wallet — there are no plans or subscriptions. Credits are pegged to the US dollar at 100 credits = US$1 (so 1 credit = 1¢). You add credits when you like, and usage draws them down. The wallet is its own Wallet item under the Billing group in the sidebar.
Your balance
The wallet headlines Available credits, a conservative estimate for the current billing period that considers ongoing and settled balances together with estimated spending. It can differ from the billed balance shown below. A signup-access cutoff can block new spending even while settlement credit remains. Recent transactions are listed separately; purchased credits never expire.
An eligible new company can receive US$3 in signup credits (300 credits), with a signup-access period of 30 days from the grant. Anti-abuse eligibility can reduce the grant, including to zero. Check the access cutoff displayed in the wallet; paid/admin conversion can remove the signup-only restriction.
Adding credits
Click Add credits, choose an amount in credits, and pick how you want to pay:
- InfinitePay (BRL) — pay in Brazilian Reais by PIX or card. We convert your credits amount to BRL at the live USD/BRL rate plus a small spread, and show you the exact amount you'll be charged before you confirm.
- Bitcoin (BTCPay) — pay in Bitcoin or Lightning.
- Solana — pay in SOL or USDC.
- Ethereum — pay in ETH on the Base network.
Crypto is priced in USD, so credits are bought at 100 credits = US$1 with no FX conversion.
The amount of credits you buy is fixed the moment you start the top-up, so it never changes if the exchange rate moves before your payment settles. Credits land in your wallet automatically once the payment confirms.
How credits are spent
Every billed resource — compute, AI tokens, audio, transcoding, storage, database, and hosted channel-connection uptime — is metered per unit and charged against your wallet. AutoTalk applies your credit balance to each usage invoice automatically; you never have a separate bill to pay by hand as long as your wallet has credit.
When your wallet runs low
- AutoTalk notifies you as your balance gets low.
- New-spend checks block requests when available credit or budgets disallow spending. Hosted connections have a separate grace and pause/disconnect lifecycle and can continue accruing uptime until disconnected. This is not a guarantee of an immediate stop to every charge.
- A top-up can remove the credit block. Other budget/PAYG blocks can remain. Some connections may need credentials, QR pairing or manual reconnection after a pause; adding credit does not guarantee every service resumes immediately.
You can also set spending controls (a monthly credits budget and warning thresholds) to cap or get alerted on your spend — see Usage rates.
Invoices
The Invoices item under the Billing group lists every charge: wallet top-ups and the periodic usage invoices that your wallet auto-pays. Each invoice appears as a preview row showing the invoice ID, its status, currency and total, and the date it was created. Click a row to open the invoice's checkout page.
Keep a little buffer in your wallet (or set a top-up reminder) so usage is never paused mid-conversation.
Next steps
- Usage rates — What each meter costs and how spending controls work
- Usage history — See what resources you consumed over time